Ford Lease & Car Financing Center in Trumann AR near Marked Tree

Central Ford takes the stress out of auto financing. From advice on whether to buy or lease to finding the best rates available, our finance team will work with you every step of the way to craft finance terms that work for your lifestyle and budget.
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Should You Lease Your New Central Ford Vehicle?

Leasing is a great choice for shoppers who like to drive a new vehicle and want to keep their payments low. Once your lease term is up, you can trade up for a newer model, buy it outright, or simply return it and walk away when the lease it over.

Benefits of Financing

Customers who intend to hold onto their vehicle for a while should consider a loan. Our flexible financing plans can get you into a new or used vehicle with terms that will reduce your overall costs while you build equity in your vehicle.

Flexible Credit Options

Central Ford can help you get into the new or used vehicle you deserve. With monthly specials, factory offers, and competitive rates, we go the extra mile to give you the options that work for your lifestyle.

Frequently Asked Questions

What's better, buying or leasing?

This important choice comes down to your monthly budget and how you expect to use your vehicle. Leasing typically comes with a lower monthly payment than a traditional loan, but there are restrictions on mileage and customization. On the other hand, a loan may be associated with a higher payment but you will be building equity and will spend less over the life of the vehicle.
We will work with you to craft the deal that works for your budget. Most loan terms will fall between 48-72 months, with longer financing terms resulting in lower payments.
We’ve worked with countless customers with all kinds of credit to help them discover their financing options.
In most cases, we can offer financing with no down payment. We can also roll taxes, registration, and fees into the financing deal if that works best for you.

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Finance or Lease Your Car in Trumann AR

So, you're looking for a new Ford or a used truck for sale near Harrisburg? Maybe you are looking to lower your monthly payments, get out of your current loan, or feel buried in negative equity. No matter the reason, there are plenty of options available to you, especially in the Jonesboro area. Sometimes, it can be challenging to know what is best. Should you lease a new car? Or, should you finance it? Unfortunately, the answer to that question is not the same for everyone.

To help you decide how to buy your next vehicle, Central Ford has put together a few reasons to choose either a loan or lease.

Who should lease?

Leasing a car is a good option for many people. If you do not drive long distances for work, enjoy having the latest and greatest car on the market, or don't like to feel trapped, a lease may be for you. To calculate if this applies to you, try counting the number of miles you drive in a year or around the Marked Tree area. If that number is less than 15,000, then a lease may sound attractive to you.

The Memphis area offers a variety of driving demands on drivers. So, choosing to lease depends on yours specifically.

Who should finance?

If you do a lot of driving, finance your used car, truck or SUV or new Ford in Trumann. If you are looking to use your new car or truck in the Trumann area however you see fit, financing may be for you. If you have kids and fear that they will not keep their fruit juice away from your white carpets, finance your car. Individuals who enjoy keeping their vehicles for a long time should look at various finance options.

There are several ways to get lower payments while financing is necessarily unavailable to individuals who lease. We understand the diverse needs of the Paragould area. In addition, a lease requires you to pay only for the portion of the car you intend on using. That includes the mileage and overall cleanliness of the vehicle. Financing means you are paying to own it outright one day.

Your privacy is important to us.

Our Dealership takes your privacy seriously and does not rent or sell your personal information to third parties without your consent. Read our privacy policy.

  1. Central Ford

    1801 Highway 69
    Trumann, AR 72472

    • Sales: (870) 483-6451
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Get in Touch

  • Contact our Sales Department at: (870) 483-6451
  • Monday8am-6pm
  • Tuesday8am-6pm
  • Wednesday8am-6pm
  • Thursday8am-6pm
  • Friday8am-6pm
  • Saturday8am-5pm
  • SundayClosed